If you have a CIFAS caution against your name you will manage to see this on your own credit history. If you’re an innocent target of fraudulence, CIFAS people should also give you a page letting you know there is a CIFAS caution against your title.
A CIFAS Member just isn’t permitted to refuse a credit card applicatoin or cancel a service you’re getting, such as for instance an agreement that is overdraft simply because there was a caution in your credit guide file. They have to make enquiries that are further verify your private details before carefully deciding.
You could get recommendations and helpful information from CIFAS on the best way to avoid identification theft and what you should do if you should be a target from it.
You are able to nevertheless get credit for those who have a credit score that is low
A lender may ask for a guarantor if you have a low credit score. A guarantor is really a 2nd one who signs a credit contract to state they’re going to repay the income unless you. Read More